A range of different mortgage offers are available in the market which have different conditions and repayment terms associated to it. Carry out a thorough research for the available mortgaging opportunities and ask for recommendations from colleagues and friends. The availability of the World Wide Web has made it a lot simpler and one can easily find different options there, along with the feedback of the people who opted for them. The rating of different lenders and a variance analysis between terms and conditions of different loan packages and lenders can be easily obtained through online research.
A little effort may reveal the credentials and reputation of the lenders which can be useful to determine the best offer for the mortgage.